Self employed people and those starting a new business may over look insurance or be unsure of what business insurance is required. This article is for guidance, it does not constitute comprehensive legal or business advise. A professional insurance broker or insurance company will be able to offer more details.
What is Self Employed' Public Liability Insurance?
Public liability insurance covers self employed people and businesses in the event of a claim by a customer or other member of the public. The claim may be for causing injury, death or damage to property due to accidents or negligence. The public may be customers, clients and people that have no involvement with the business, such as neighbours, onlookers, visitors to the client, or passersby. Public liability insurance can cover a business if there are problems with a product or service which it has supplied, designed or manufactured.
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